Overall risk control solution for credit business

Background and challenges

Solution Introduction

Targets

Provide a one-stop credit risk management overall solution for financial institutions using big data and artificial intelligence technology. Helping financial institutions improve efficiency, reduce costs, enhance credit risk management capabilities, and ultimately enhance their own competitiveness.

Overview of the plan

Based on our experience in big data and internet credit business, we provide consulting services, transaction structure design, customized model building, and joint credit product operation for financial institutions, including internet credit business. We also provide localized risk control systems, localized operation solutions, and other services to achieve comprehensive output of technology and capabilities, helping financial institutions improve efficiency, reduce costs Improving the management ability of credit risk ultimately enhances the competitiveness of financial institutions themselves.

Logical architecture

None

Advantages of the plan

  • Precision marketing: relying on big data analysis technology, establish a comprehensive customer segmentation, customer profiling, customer labeling, credit intention screening and other precision marketing systems, assist banks and other financial institutions in achieving data-driven precision marketing models, and improve overall marketing efficiency.
  • Pre loan credit assessment: By establishing a multi-dimensional combination of anti fraud rules and models, identify fraudulent customers, and quantify credit risk based on credit scoring and limit system, and comprehensively evaluate customers' repayment ability and repayment intention.
  • During and after loan risk monitoring: Relying on big data operation platforms, through multi-dimensional data analysis, monitoring customer credit status, changes in joint debt situation, litigation information and contact status changes, etc., intuitively outputting and displaying analysis results, automated post loan monitoring and warning can be carried out, thus effectively adjusting risk control strategies.
  • The online lending platform, decision engine, visual data analysis platform, and credit core related to intelligent risk control are all localized and deployed to banks, ensuring that banks can establish a low-cost and efficient risk control system and achieve risk autonomy and controllability.

Relational

Technical support
National Hotline:

400-151-5992

Business Hours: 9:30-18:00 (Beijing time) from Monday to Friday

Business Cooperation: business@cloudwalk.com
Media Cooperation: Media@cloudwalk.com
Channel Cooperation: business_partner@cloudwalk.com

Copyright 2020 Guangdong Public Network Security No. 44011502000477

Guangdong ICP No. 15087156 CloudWalk Technology Co., Ltd.

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